Quote from @Virgil Moore: Quote from @Tony Savage: Yes, I working on building my business line of credit.If your credit score is 700+, you can personally guarantee (PG) business credit, but your profile needs to be set up correctly to qualify.

They sell tarps with reinforced pre-cut slots in them for this very reason.

Normally I see it default to 30 yr so don't even review that slot.

Nehalem, Cape Meares, and UGB zone of Rockaway Beach: Subject to waitlists or have available slots as of January 15, 2024.

We have found lenders who want to do the deal, so it’s not that it’s a bad deal, but they state non recourse no PG and yet required a Bad Boy Carve out.

My higher risk strategy: go play some slot machines when I'm in Vegas, buy some crypto (haven't invested in this so far) and 5,000 shares of NVDA (that one's done well for me so far).I think this topic has been argued to death.

well without a PG they would have to prove some sort of fraud..

.: Marco is still pumping out podcast episodes so is Clayton Morris and his deals were out right fraud and theft I have an investor who we we bought a loan from and had to foreclose on his asset and now going after the PG, if you saw this persons online presence you would think this guy is CRUSHING IT - he has his BK attorney reach out saying he is $2M in the hole and contemplating BK because he owes so many people money from bad deals. 

Final thought, I've seen that loan applications want any entity owned 20% or greater included...I'm not sure if the PG vs no PG plays a role here as well, but I'm still not sure this solves your concern.

He and his partner appear to have also signed a PG (link below).Funny you mention podcasts.