It showed in some cities (rare but there is at least one per the study in southern Ca) that the property value declines  by adding an ADU.There are a lot of reasons adding an ADU may be a poor investment option.  

There is no logical reason on products.

.- Also, most of their policies have this little-known clause that states if the property is vacant for more than 30-days, they can decline any claims!

In a declining market 60 - 75% leverage is a “slow death”. 

Loan product wasn’t a fit for my mix use project because they don’t lend on the commercial component which impacted leverage too much.

It was refreshing to work with someone who understands investors and has a variety of loan products available for more complicated financing. 

We have been doing this breakdown of the zip codes for 8 years nowGood Luck and Im always available to answer any questions based on my personal expierence over the 23 years selling the product and the last 10 yesars buying the product!

great product but very little profit for the work that was put into it.

If that can't be done, I usually decline the deal.

Horton and PulteGroup have reported revenue declines, prompting price cuts of $20,000–$30,000 in some markets and "quick move-in" deals to offload standing inventory.