It's all market dependent, some aren't seeing any change while some (like us in Austin) have been in a declining market for a while.

Obviously - you have to make sure the other homes are actual comps and dont drop for no reason, but if rentals dropped, you've got to meet the market.Maybe I wasn't clear in my response but I generally agree with a rent cut to preserve occupancy in a market with declining rents. 

If you are flipping, consistently track local market trends (like those on Zillow) https://www.zillow.com/home-values/24115/cleveland-oh/ , because if your market is declining, you must build an equity wedge into your purchase price to avoid being over-leveraged; this cushion ensures you take the loss, not the lender, should delays or cost overruns occur, protecting your capital and future funding access.

Was it credit, experience, ARV, or something else that stopped your funding? I see a lot of good projects miss out on financing just because they don’t fit the standard box. What’s been your experience?

Excellent article here summarizing what could be a strong return of the real estate and mortgage markets. https://thehill.com/opinion/finance/5563627-real-estate-boom...We've certainly seen a dramatic improvement in rates for investors across a wide range of loan production and qualifications.

Should you or your counsel choose to proceed in this direction, I am fully prepared to assert those rights and respond accordingly.Finally, since your attorney was copied on your original message, I suggest that legal counsel focus their attention where it is most urgently required: on the dozens of investors who report being owed significant sums, many of whom are months past due and organizing for collective legal action.I decline to retract my statement and reserve all legal rights available to me.Sincerely,Daniel Desrosiers Nice !

Here are some key highlights from the report, which compares October 2025 with October 2024:The median sales price in the City of Austin increased slightly to $552,500 (up <1%), while the greater Austin metro rose 1.4% to $439,000, indicating modest year-over-year appreciation and continued stability.Closed sales were essentially flat in Austin at 786 transactions (up <1%), while the metro saw a 9.6% decline to 2,238.

Many of these FHA and VA loans are concentrated in Sunbelt cities where prices have cooled or even declined. 

Multifamily rents are down a bit year-over-year in most of the larger cities in FL, but it feels like a steeper decline in Jax (there's a recent Yardi Matrix report that shows it's down 1.1% YoY in October).

The Anecdote: In 1929, during the height of the bull market, Kennedy was getting his shoes shined when the young boy shining his shoes began offering him stock tips and discussing the market with confidence.The Realization: Kennedy reasoned that if a shoeshine boy had an opinion on stocks, the market had become dangerously popular and saturated with inexperienced investors.The Action: He supposedly decided to sell off his significant stock holdings shortly before the Black Tuesday crash in October 1929, thus preserving his family's fortune and profiting from the subsequent decline.