I have regular bank accounts, credit union and retirement accounts but know there is better options than just savings. 

But the B class duplex properties in my area (Springfield MO) are priced so they don't cash flow before they're paid off. in other words I have to cover $300-600/month for about 5 years (on a $250K+ properties).The reason I can pay off in 5 years is I have ability to pay large amounts against principal every month (from my regular job income), but I only have 82K for a down payment.Once it's paid off, the property would produce almost 1000$ net cash flow.Are these good numbers or do I need to do things differently?

It also regularly puts out deals at that are typically low 65% LTV, high 10%+ skin in the game/co-investment etc.They market under 506B so are prohibited from posting publicly on the Internet and instead function by referrals.

Start analyzing deals regularly, even if you’re not ready to buy yet. 

You would be stuck with this bill for a regular tenant.

A regular for us across the Midwest and in certain southern states. 

A part of this as an REI is ensuring you have crystal clear financials down to the property level, actually reviewing them regularly, and using them to make better decisions. 

Doesn't seem to help get approval for regular conventional though. 

If you are regularly accessing your account, you might be avoiding problems. 

In reality today's products are often cheaply made and will need regular repair, maintenance, and replacement.