Selling your California property remains the cleanest solution to unlock conventional financing, but until then, lean on trusted local lenders who offer in-house or non-QM loan products tailored for complex military or investor borrowers like yourself.

Quote from @Ashish Acharya: @Allende Hernandez Great question and it’s one that comes up a lot with new landlords who want to make the most of their tax benefits.To clarify: putting a property into an LLC does not, by itself, create new tax deductions or unlock passive losses.

Hello! One of my airbnbs in Boyne, Michigan has around 300-400k in equity locked up right now and I am struggling to get a lender to approve a Heloc. The main sticking points are that it's a second home and it has bee...

You could also do a DSCR cash-out refi on your STR to unlock funds for the next deal.

If/when rates drop, STR owners have a triple win:Refi to lower payments → boost cash flow.Keep paying the same → pay it off faster.Cash-out refi → tap tax-free equity for your next coastal buy.Same property, same guests — but you just unlocked another wealth lever while everyone else complains about rates.Layer on Coastal AppreciationPrincipal paydown is only half the play.

By explaining the process of depreciating assets, we can unlock significant tax advantages for our investors.

We’re working with private owners, commercial lots, and realtors to unlock passive income while adding a new tool to your investment strategy.Our platform includes host security tools to protect property owners and make hosting safe and seamless with host coverage, verified renters and guaranteed payment.I’m here to connect, collaborate, and share how Hookhub can support your land deals, clients, and communities — and always happy to offer help from the tech side too!

Along with equity, it’s smart to evaluate your cash reserves, financing options, rent potential, and management capacity for multiple units.Also, if you’re exploring funding options, we buy real estate notes — might be a creative way to unlock capital for your next deal.

Here's the concise breakdown:Yes, you can still use the STR loophole and take bonus depreciation but only if you meet the material participation rules, which are the key to unlocking active losses to offset W-2 or other non-passive income.Here’s what matters:Material participation is what counts, not self-management alone.

Third, you can get plugged into community which will unlock further advantages.My last property was a 5 unit mixed use building and the property cash flows without accounting for the commercial space.