The trustee did a premature appraisal before staging and before new paint, new carpets, new furnature, and these are the results.2.40M (1st appraisal) 2.45M LIST (+400K) = 2.855M OFFER2.65M (2nd appraisal) 2.70M LIST (+400K) = 3.15M OFFER ??

If you are holding it as a rental, you will have to deal with a premature failure yourself.

I took a break from this sight as a result of some of the negative rebukes and premature accusations that I got from some of the posters (not all).

With hopes of using it as passive income in the future.Am I on the right track in suggesting to pay this home off prematurely? 

The deed hasn't been sold, so you're a little premature on your concerns.  3.  

The trustee did a premature appraisal before staging and before new paint, new carpets, new furnature, and these are the results.House is at Belmont, CA  180deg.

If it takes longer, its usually the agent gumming it up.

I figured the LLC idea was a bit premature but just wanted to see if anyone had experiences with it for future reference. 

Short sales don't exist today...I think you are mixing your vernacular up or, if you really mean a short sale, you are premature getting into this side of the market.

There are few exceptions so you may want to check with your plan administrator if they allow what's called "in-services distribution".2) If you terminate your 401k the loan will become due and if not paid will become premature distribution thus taxes and penalties would apply.