When the Fed sit's down to discuss not just raising rates, but bringing it to such a level is such a time frame, there is OBVIOUS factors such as the standing of commercial finance as it's a well known cycle and a very large amount of financed capital.

Based on your confidence level I would ask the owner to deliver the unit vacant - cleared out and in the event the deal does not close on the closing date you will cover the rent, etc., etc., until x.

This is hitting a glass ceiling in your business and it’s time to take a moment to work on the business instead of in it, so we can break through this ceiling and take your business to the next level….I have experience self-implementing, the Entrepreneurial Operating System (EOS) in my other businesses.

So going crazy and getting new cards every other month isn't good, but doing the hack I mentioned twice a year, I have found, doesn't hurt.Then lastly, as long as my credit score meets a minimum level, I don't really care if it moves around 20-30 points.

From a micro level, I see Family migration patterns starts from cities, to the suburbs, then into ex-burbs.  

But it is in the hands of the same people that built Newport on the Levee with movie theaters occupying river view locations!!!! 

There are some sites I will not post on the overall intellect level is too low.

You will find that too if you stay on these boards.On a technical level, I also agree with what @Jay Hinrichs and @Chris Johnson mentioned.

If you could defer the work for another year or two, then you might be able to perform the work once lumber prices come back down to a realistic level.

If lending guidelines has stabilized at some new, looser level, I think we would have seen a new, higher baseline.