Nor does it affect tax pro-ration.

That being said, once an offer is accepted I will go see the property during the inspection period.My offer to acceptance ration is probably 20 or 30 to 1 and my agent never whines or complains.

Transfer tax , pro ration real estate taxes,title insurance, mortgage application fees.?

The weird thing, is that it's actually a rational decision.

(One of our "pain points" would be learning about ways to deal with the debt to income ration requirement on mortgage applications).

There are many posters on here that want to rationalize their unethical behavior because it puts some money in their pocket.

Fraudsters always have a rationalization(s),  the most common ones being, “it’s just this one time” or “I really need this, my family is desperate” or “I deserve this because ________________”. 

It's not rational but it's real - she'll have a tax bill each year.One of those monetized installments or deferred trust critters - I can't even get behind those even though I want to. 

No need for explanation or rationalization but feel free to elaborate if you like.

At one point, I thought about doing what I've heard people call 'wholetail', which is like your PDX example of buying at foreclosure auction... then we add small markups (and possible financing) before selling to rehabbers ... then the hedge funds came in and made semi-retirement a much more rational idea.