The industry demand is unquestionable, eventually consolidation and commoditization will come and the strong will survive and profit.

Cue the consolidation and pricing to 'market' rates

Quote from @Miguel Jauregui: Quote from @Miguel Jauregui: Thank you for creating this thread to consolidate this posts all over this channel into one.

They are throwing money propositions out to get votes and I don't see data and that likely because they haven't been super successful.What is seriously needed is to consolidate and simplify government which will not happen.

You can find a consolidated list here: https://tim.blog/2017/11/18/bo...

A general credit line, on the other hand, could be secured by other assets or unsecured, and doesn't necessarily involve your home equity.HELOC Characteristics: - Uses your home as collateral - Usually has a lower interest rate than unsecured credit lines - Typically has a variable interest rate - Allows you to borrow up to a certain limit, repay, and borrow again during the draw period - Can be used for various purposes, including home improvements, debt consolidation, or as an emergency fund While it's possible to use a HELOC for RE investing or rehab projects, some lenders may be hesitant about this use.

I only have a 42k federal student consolidation loan left.

We added on our CPA asset manager as a partner to our rental company and formed a management company to consolidate operations between holding companies.

In fact, I'd say what you are talking about is little better than a loan consolidation.

Have you tried helping him apply for debt consolidation loans to make his credit card payments more manageable?