I have shouldered $1200 my portion from work ins, and my wife had a few surgeries and AFTER my co pays and monthly $1200 per month I still had $25,000 out of pocket.

In my business, (commercial truck repair,) I regularly rub shoulders with millionaires, (not just net worth,) and few of them dress to impress.

So, those payments and financial responsibilities fall on your personal shoulders (and savings).  

I use Chicago control thermostats, they don’t allow the heat that i am paying for to be set above 71 and they auto set back at the appropriate times... has saved me a fortune and I don’t have to pay for building WiFi or make a tenant feel like I am looking over there shoulder. - Very smart device.I use wired doorbells.

I'm not, however, going to shoulder a bigger burden while tenants chose to spend money on non-essentials instead of on rent.

I will say that the stress of having this off our shoulders and not have to hear him stressing out about it every single day is almost worth the $3k to me. 

Ideally already in countertop length and width, which are pretty standard.

How many dudes do you know with 15 solid years of general building experience, a brain on their shoulders, and a good-sized crew like that who go hungry anywhere in America?