However, an alternative to trusts, and to avoid probate are 8 ways to transfer your assets to beneficiaries: Pay on Death (POD) Bank Account - Most banks have a POD form for you to fill out and submit to the bank.

They are not reporting covid related forbearances to credit agencies - they are showing current, which would lead me to believe if the loan mod qualifies as some kind of covid related event, future loan guidelines may be a little more forgiving at this time. 

The only things to stop the foreclosure are a loan mod, forbearance, reinstatement, bankruptcy, law suit, moratorium etc.

They cannot foreclose on you if you successfully completed the forbearance, continued to make payments and offered a loan mod by the previous lender.

there is going to be a ton of gurus preaching this BP just had one on a pod cast and at BP con. 

They now were gainfully employed but the prior lender wanted them to get current on all payments and was not interested in a  Mod. 7.

i got the absolute most out of mentoring calls with @ameliajorei (ig). i originally heard her on the bp rookie pod, and reached out on ig. she's super approachable, makes investing uncomplicated and fun, and i felt like she was just ~2 years ahead of me. that has always been way more inspiring/relatable to me than trying to learn from someone who's lightyears ahead of me, or doing way more than i even ever want to be doing. i want to say she had something like 20-30 units at that time?

They’re checking for just this thing, people who are able to make the payments but don’t in hopes of a modification.2- If the lender does agree to a mod it’s usually temporarily lowering monthly payments while adding the difference to the principal balance.  

Are the loan mods that FHA does still a non-interest bearing 2nd?

I never pay more than 15 cents for a Keurig coffee pod.