4 unit brick building with all 2br 1 ba units in C+ area of Cincinnati that is on the path to progress.

Applications were being lost, or the website wasn't permitting tenants to fill them out.

@Jaxon Johnson,Huntsville’s an interesting place for house hacking, and the two of you are in an especially good place given you don’t need to be tied anywhere geographically.As for where to invest in Huntsville, areas along the “path of progress,” so from Huntsville proper to Wheeler Lake, could be worth checking out.If the two of you are open to living in a smaller town close to Huntsville but outside the city proper, areas like New Hope, Arab, Hartselle, Decatur, and Athens could also be worth looking into.

They’ll usually work with you if YOU are communicating with them and show progress, but don’t drag it out.  

Here are a few ways I use them for long-term rentals:Tenant Communication: handling inbound calls, screening applications, scheduling showings, and following up.Property Management Support: coordinating with contractors, managing maintenance logs, and tracking work orders.Back-Office Work: bookkeeping, updating QuickBooks, rent collection records, and reporting.Marketing & Listings: creating property listings, posting on rental sites, and monitoring inquiries.The biggest success comes from training them on your exact systems, not expecting them to build it for you.

For you, it's important to turn over a well-organized loan application, completed PFS and have your entity documents properly drafted and easy to follow. 

Quote from @Sam Dalton: Starting to manage my property myself for first time, and have started getting applications.

If you need a business loan they might be able to help if you cannot take the cash you need out of another property you own through a cash out refinance or Heloc.Just review the term sheet and ask about fee's, points, and rate up front before you pay any application fee's, appraisals, etc.  

If you want to be as hands-on as possible with the process, you could require every qualified application is run by you before signing a lease to protect yourself.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).