Hello everyone,I need some recommendations for great insurance broker who does commercial insurance, for motel and hotels.

However, we put little down, so our equity isn't much.I was going to try to get a personal loan, but the amount is too large for me to get.

Honestly if a closing is 10 days vs 21 days, in 99% of the time that makes no difference.Where speed is more important is the borrower completing the rehab. a 3-6 month rehab at 12% is better than it taking a year at 10% not only because of interest but all other carrying costs.In reality though, most only look at rate because they do not know how to calculate the full cost of the loan.

Did you use a loan to finance the property?

Many investors use DSCR loans.

VA loan is an amazing program for all the reasons you pointed out earlier. 

Conditions to close happen on every loan.

What type of home insurance do we need?

Are you looking to insure the properties separately or together?

Be prepared for 30-35% down on the property for foreign national programs.• Is it easier to finance as a Canadian using a DSCR loan, a foreign national loan, or personal income, and can projected STR income be used?