I give my thoughts in my weekly Skeptical Take below.My Skeptical Take:I do agree with the direction of Yardi’s analysis, but its economic forecast is a very conservative estimate.It all out ignores what I view as likely accelerated GDP growth in 2026, as new tax policy and an extraordinary AI Industrial Revolution drive productivity gains and fatten both company and consumer wallets (I know that sounds gross, but that is the most likely scenario.

We have been doing this breakdown of the zip codes for 8 years nowGood Luck and Im always available to answer any questions based on my personal expierence over the 23 years selling the product and the last 10 yesars buying the product!

That is the product that I use and it is great.

It just means you made a poor investment.Folks look at rentals as some sort of fantastic tax haven, but they are not.

Loan product wasn’t a fit for my mix use project because they don’t lend on the commercial component which impacted leverage too much.

SmartDeeds has been on product that has me extremely excited and interested in where the market will go in the future.   

I build but no rental product lately.

I would not want them as tenants anyway, and usually I can still be productive with my time spent waiting (never more than 15 minutes).Part 2 of my screening, for those that do show up, after they have had a look around, is to wait and see if they are interested enough to ASK about the application process.

I would say my product is on the nicer side for the area. 255k sounds reasonable for an appraisal.

Or borrow the down payment or do hard money and then refinance into a longer term loan product?