Where I'm currently struggling is coming up with the necessary funds to cover the 10-15% down payment and remaining funds for the interest payments on the hard money loan, etc..

I’d suggest getting an independent HVAC inspection that’s not tied to your PM before deciding, and make sure to ask for photos of the issue and a detailed quote breakdown, you’d be surprised how often a $3K “replacement” turns into a $400 repair once you get a second opinion.

Quote from @Graham Bozarth: I just wrapped up my first fix-and-flip project that turned into more of a BRRRR deal, and I’m looking for some feedback on what I could do better next time.Here are the numbers:Purchase price: $54,800Total invested (repairs + all costs): about $145,000Goal rent: $1,200–$1,300/month (not rented yet)Plan: Refinance to pull out $100K to pay off my LOC, which would leave me about $45K still tied up in the propertyDeal analyzer shows: Around $140/month cash flow after all expenses if I refinanceThe renovation ended up being much more than expected.

On the same chain of thought I have another question.I have one property in decent location at decent rent but I still have 10 year more mortgage as I did refinance to 15 year mortgage about 10 year ago at 2.99 interest rate with major bank which i believe is conventional loan not FHA.Is it good idea to close this sp500 401k voo roth ira account and move this money towards above decent property(even then it will cover only half of the mortgage amount not complete remaining loan amount)? 

Just steady, focused action.The Bottom LineYour worth as an investor isn’t tied to how many deals you’ve done — it’s tied to how committed you are to improving, learning, and showing up when it’s not easy.If you can stay consistent through the slow seasons, you’ll build something that lasts longer than any short-term win.So the next time you catch yourself comparing your progress to someone else’s… remember:Deals come and go.

Tie choice to ROI: rent premium, energy savings, and lower maintenance vs. window units.

Still, fiscal risks linger—especially with Trump floating a $2,000 tariff dividend that could steepen the curve if debt fears resurface.Mortgage markets remain calm for now: UMBS 5.5s are sharply unchanged.

If it’s tied to an active business, most of that can be depreciated or expensed — especially under Section 179 or bonus depreciation.

It keeps everyone honest.That all ties back to your point on deal analysis.

Saying that I think you've reached that stage where it's probably time to try something different and put the emotional ties to one side if they're getting in the way.