Equity Skimming, Bank Fraud, Wire Fraud, Consumer protection ACT.I find your questions fascinating.You should read this, it should answer all of your "over the line questions"https://www.azag.gov/sites/default/files/2025-03/CV2025-008402%20State%20of%20Arizona%20v.%20Cameron%20Jones%20et%20al%20FILED%20%281%29.pdf. 

These are just some of the services that provide comprehensive screening reports that can include credit, criminal, and eviction history, and some integrate directly with rental listing sites such as Zillow Rental Manager and Apartments.com for a streamlined process.These services are all Fair Credit Reporting Act (FCRA) compliant, which is a legal requirement for accessing consumer credit information. 

From the view of the consumer WHO CARES?  

I would focus on increasing that and getting rid of consumer debt before looking or thinking of real estate.

Scale without adding stress.Building more units, more deals, or more capital shouldn’t consume more bandwidth.

----------This week is absolutely chock-full of both economic and geopolitical action.We have:--Fed Interest Rate Decision--~20% of public companies report earnings, including: Microsoft, Alphabet, Apple and ---Amazon and Meta, giving insight into the health of the consumer.

They have someone assigned to "Consumer Complaints." 

It is possible, but time consuming. 

Don’t make it more complicated or time consuming than it needs to be. 

Debt does sound scary but keep in mind you are buying assets not racking up consumer debt.