Remember:You can also send a Notice of Error or a Request for Information instead of a QWR, depending on your needs.The servicer is generally required to acknowledge your QWR within five business days and respond within 30 business days.A QWR is just one way to resolve mortgage servicing issues.

The city will require a few pictures of the apartment to make sure it is live-able and once a lease is signed and submitted to HRA, they will verify the applicants income, and it will take up to 10 business days for NYC HRA to write a check for the total amount of the 1 year lease. 

If closing delays goes beyond 2 PM then fund may not come to seller bank until next business day of closing.

@Agustin Conti  I had to basically say that if he didn't get to the office when it was open until 5/5:30 (by close of the business day) on the 5th his rent was late.   

@Summer Chen There's a big difference between PMCs for LTR, MTR and STR.We primarily service LTRs.We tried STR and were not able to make it work.Currently, we are doing MTR and we've been able to integrate that with our LTR services.Sharing this so you can research the PMCs you've hired to see if you're trying to, "put a square peg in a round hole".In our experience, STRs require a very different approach than LTR - which most PMCs won't be able to do well.Regarding response times, shouldn't be more than 1 business day (we don't return owner calls on Saturdays or Sundays) 3 business days tops.

Fix & Flip LoanIdeal for: Buyers renovating and reselling for profitMinimum GuidelinesFICO Score: 620+ minimum (700+ preferred for best terms)Down Payment: 10%–20% of purchase price (based on experience)Experience:0–1 flip in last 2 years = higher rates, lower leverage2+ flips = better terms (LTV, LTC, LTARV, rate)Special consideration for General ContractorsLiquidity Requirements:Must show funds for down payment, closing costs, and reservesReserves typically 3–6 months of payments depending on experienceLoan Term: 12 months interest-only (extensions possible)Rehab Scope: Detailed Scope of Work (SOW) required before applicationExit Plan: Must clearly outline exit strategyCharacter: No recent criminal history involving moral turpitudeEntity RequirementsIf closing in an LLC:Must provide Articles of Incorporation, Certificate of Good Standing, EIN Letter, and Operating Agreement (or Corp Charter if not an LLC)Must prove experience via HUDs or LLC membership tied to past dealsFunding Speed4–10 business days with clear title and insurance✅ Best FitBuyer has cash for down payment and reservesProperty needs rehabQuick closing required🔹 2.

• Experience: – 0–1 flip in last 2 years = higher rates, lower leverage – 2+ flips = better terms (LTV, LTC, LTARV, rate) – General Contractors may qualify for better leverageLiquidity Requirements:• Must have funds for down payment, closing costs, and 3–6 months of reservesLoan Structure:• 12-month interest-only loan (extensions possible)• Detailed Scope of Work (SOW) required• Must outline a clear exit strategyEntity Requirements (if closing in LLC):• Articles of Incorporation, EIN, Operating Agreement, Good Standing Cert• HUDs or LLC ownership history to show experienceFunding Timeline:• Typically 4–10 business days with clear title and insurance✅ Best Fit:✔️ Buyer has cash for down payment + reserves✔️ Property needs rehab✔️ Wants to close FAST🔹 2.

@Michael Klinger  As others posted, SoFi and Discover personal loans are good options and I've used them in the past.  2-3 business days from application to funds in my checking account. 

Here you receive a short term rental permit within 5 business days after a completed application is received. 

Look at go4rent.com They charge $1.95 transaction fee which is billed to the tenant (convenience fee) Only drawback is that it takes about 4-5 business days for your rent payment to hit your account.