I invest $5K a month in passive investments through a co-investing club.

@Ana Booze, typically your local banks and credit unions are the primary lenders for "mid sized" apartments, in my experiences. 

Hi @Barbara Johannsen, I’ve learned a lot about this through a co-investing club I’m part of, we review investments together and share insights, which has really helped me refine my approach.

The contingencies would be asking for a co-signer and checking landlord references. 

Quote from @Placeholder Placeholder: Has anyone ever heard of Funding Co Holding, LLC, was In need of hard money loan due to unqualified docs, attempting to purchase potential property with extremely great ROI.

Quote from @Adele Tegger: Hi everyone,I’m interested in two side-by-side duplexes (four total units) in Fort Collins, Colorado.

But interestingly, a lot of people I talk to are still mixing in creative or alternative options — DSCR loans, private lenders, and joint ventures — to stay competitive in tight markets.It seems that even with rates improving, speed and flexibility are still huge advantages, especially for flips and mid-size rental projects.I’m curious — how are you all approaching financing in today’s market?

I have an off-market opportunity in Aurora, Colorado with a validated seller who has two residential homes (a 3/2 and 4/2) sitting on a one-acre lot.

Location: Glenwood Springs, CONotable employers in the area include Valley View Hospital, Colorado Mountain College, and Aspen Ski Co.

Interested in using my W2 income to purchase small-mid-size multi-family properties in Cincinnati, OH that have value add potential and receive a CoC return of at least 8% once renovated.