I also will do an STR setup on occasion, when I give people an estimate of what is needed there is  sticker shock there as well. 

I went into it knowing it wasn't going to be a great investment compared to the rest of my portfolio, as it also provides a place my whole family can gather on occasion for vacations, so from that aspect it makes sense, but as a purely financial investment and passive investment?

Banks says in Mary Poppins, there is money to be made, "Think of all the of the foreclosures" *********************As he had hinted on several previous occasions, FHFA Chair Bill Pulte said he had ordered Fannie Mae and Freddie Mac to prepare a proposal to include cryptocurrencies as assets in the risk assessment of single-family mortgage loans.The order directs Fannie and Freddie to "only consider cryptocurrency assets that can be evidenced and stored on a US-regulated centralized exchange."

Quote from @Charles Perkins: Notes has been something I have considered on several occasions in my investing life.

Funny situation, but it does happen on occasion. 

Prosecute Large, flagrant fraud on occasion, maybe.If you do a simple driver's license address to home address match, to loan address match,  IRS tax address to home address match, to loan address match, you could probably identify a great deal of fraud.

There is also a difference between assigning a contract once or twice, on occasion to facilitate a sale and doing that as a full time business venture, then you're in the business of doing something.

There has been on occasion where the market is extremely slow and takes a long time to fund a tenant, I might put an offer in the back of the lease for another year at 2-3% increase for year 2

On rare occasion the court accepts a case that might modify a Federal law.

So, during the year you will live on your rental income, your tenants will probably have to find replacement jobs on more than one occasion.