That said, this path is not appropriate for most investors, as the income is typically uneven, project based, and far less predictable than traditional employment.

From what we’re seeing in underwriting and lender reviews on Class B/C workforce assets, the pain point has shifted decisively toward catastrophic events, not the nickel-and-dime stuff.Dripping faucets and running toilets hurt utilities, but they’re predictable, budgetable, and generally recoverable through tighter ops.

Fixed Rate DebtC-PACE is a long term, fixed rate program giving sponsors better predictability on payments over the course of the term.6.

Quote from @Maya Jones: Quote from @Nathan Fisher: It's as accurate as a regular credit score is, Algorithmically, it does show whether someone is credit worthy, but it's still just predicting the future.

We are somewhat risk adverse, preferring a solid predictable return rather than the higher risk higher return possible thru use of extensive leverage.  

I imagine that most GCs would prefer a predictable income (revenue) rather than risk a loss.....but maybe there are some entrepreneurial types out there.

For a first out-of-state deal, focusing on clean B or solid C neighborhoods, realistic rents, and predictable maintenance will matter far more than chasing a “hot” zip.

You'll get mispriced on that, especially if you banked on it.The best thing to do is prepare, not predict.

Properties near universities, medical centers, and major employers tend to do better.Mid-Term Rentals (MTRs): This is where a lot of investors see predictable demand — especially with travel nurses, contractors, and professionals on 30–90 day stays.

Especially when dealing w/ a lender, certainty of execution and program flexibility matters the most in my opinion.If you've ever waited weeks to hear "this won't work" on a DSCR deal, you know the cost of misalignment.When you start closing at volume and are trying to scale your portfolio: predictability, early clarity, and execution matters over everything else.Working with a lender who may be slightly higher on rate on edge case scenarios, but has predictable execution and a quick closing timeline will always outperform the lender who comes in a little cheaper but has a nightmare closing process.If you ever want to discuss deal metrics, always happy to help!