Its a big leap, but a good one :)  From what you’ve got lined up, it seems like you’ve got two main paths:Go high leverage — borrow with hard/private money, maybe use the 401k loan to supplement, and keep your cash as reserves.

My goal is to use some of this money to supplement investing.

Those can supplement your cash-flow markets—because building equity and having access to it is what really helps you scale long term.No special tips or tricks—just keep taking reasonable action and you’ll be surprised how much you can accomplish.

For a beach 2/1, I’d lean cooktop + dishwasher and supplement with a good countertop oven/air fryer.

Does the loan allow for a Supplemental loan down the road?

IE - if Berkadia originated the loan, you can pick which banker at Berkadia you want to use for the loan assumption / 2nd lien supplemental loan. 

A Freddie Mac loan could work but as a supplemental loan but that supplement would need to be greater than 1 million.

Feel free to reach out with any questions on these programs - happy to weigh in on the various Freddie & Fannie multifamily programs (Small Balance, Conventional, Lease-Up, Supplementals) as well as loan assumptions, loan docs, loan costs, legal requirements, etc. 

As you acquire more properties, consistent cash flow can supplement your income and eventually support financial independence.For the legacy-building aspect, real estate shines as a long-term wealth preservation tool.

Pitching real estate, crypto, supplements and overdone testosterone from the prison yard.