It is a beautiful city.

Beautiful Countrry...Goodnight,  I grew up on the Northern Beaches.Queenscliff and Manly God's country mate hehe

That sounds like a beautiful area and a fun opportunity.

That’s where Cost Segregation comes in — a proven, IRS-approved tax strategy that lets real estate investors accelerate depreciation and unlock massive deductions early in ownership.And with the 2025 “One Big Beautiful Bill” bringing back 100% bonus depreciation for qualifying property purchased after January 19, 2025, this strategy just became even more powerful.If you own or plan to buy a rental, multifamily, or commercial property this year, this could be your fastest way to boost cash flow — without raising rent or cutting expenses.What Cost Segregation Actually IsNormally, when you buy a property, the IRS makes you depreciate it over:27.5 years (residential) or 39 years (commercial).That’s a long wait.But a cost segregation study breaks your property into smaller parts — flooring, cabinets, lighting, HVAC units, parking lots, landscaping, etc. — and reclassifies them as shorter-lived assets (5, 7, or 15 years).Then, thanks to the 2025 tax law, anything purchased after January 19, 2025 that falls into those categories can qualify for 100% bonus depreciation.Meaning: you can write off the cost immediately. 

Dont get me wrong the home is beautiful and its great to live in but not an exciting experience for vacation.

@Warren Beatty The beauty of real estate is that there’s more than one right way to start.

Thank you so much for these beautiful advices Do you recommend me some more book ?

@Rick Albert That's also the beauty of buy and hold cashflow positive real estate with good debt.

Debating one over the other is splitting hairs, if you ask me.

The beauty of private lending is everything is negotiable.