With tech-enabled platforms, turnaround time has been noticeably shorter.Consistency: Reports feel more standardized, which helps when multiple lenders are reviewing.Transparency: Having clearer timelines and updates reduces a lot of lender anxiety. real, or is it mostly marketing hype?

HVAC: Is the ROI high enough to justify installing high-efficiency furnaces/boilers over standard units in a mid-range flip?

The standard for me is that the tenant pays, but a couple times I offered to deduct the fee from the first month's rent to try tip them to "yes."

In my experience, most standard dwelling fire policies (DP3 is the most common insurance form used for single family homes) will not allow for two separate buildings with habitational units to be insured on the same policy. 

Pricing:You’ll generally be above standard rent, but not quite short-term rental rates.

Cost: What is a realistic cost-per-unit for getting a distressed C-class property up to the City's current point-of-sale/Certificate of Occupancy standards?

Putting those factors together, here are a few possible reasons why your duplex hasn’t gotten any applications even though you accept Section 8.1.Payment standard vs. market rent mismatch.

If you truly want to buy - Use a standard purchase agreement.  

Given those numbers, the standard formula would say $325K x 70% - $30K = MAO.

Standard preferred risk carriers typically won’t insure short- or mid-term rental properties, but we do have a couple of solid markets that can cover you properly.