We ended up going with Coastal Oak LVP on this one. 1.99/sf, lifetime warranty, waterproof, scratch resistant and interlocking.

Hello my name is Chuck and I’m super eager to start my real estate investment journey, I’m working with a realtor and a lender and have viewed a couple homes one potential that me and my wife want to buy unfortunately this doesn’t meet the criteria for the one percent rule, in the beginning I reached out to a investor realtor in my area using bigger pockets which fell thru due to a family emergency on the realtors end I moved forward with a reputable realtor in my area but I’m really not sure if I should move forward the house fits our needs at the moment and it does involve a little sweat equity but no a lot to do it’s mostly done how do i navigate way I should do next should I put our families needs first and just sell after two years or rent out ultimately is what we are wanting to do, I will say I’m a little overstimulated with this process in how everything is going and how hard it is for my area to find that first rental investment that both fits our needs and our rental portfolio any advice would help and thanks 

.: Should I refi as high a percent as I can to have cash now or just cost ? 

I am going to give you some thoughts on a macro level, and it is important to understand that distinction:  In all of STR history, and that's going back many decades, there was really only one time frame that one could buy a property for 20 percent down and actually turn a positive monthly cashflow immediately. 

Our reservations are trending 38 percent higher, and revenue 14 percent higher.

Out of all the people on here, you are the positive reviewer, which is about ten percent positive review rate. 

Congratulations Greg, Those are amazing returns from. 2014 to 2023 over a 10 year span to average 40 per cent is phenomenal.

Get realtor commission down a percent or few.

So after I refi and pull out hard money pay back plus interest the deal should cash flow because id be leaving 20-30 percent in the deal ?

New builds won't cash flow without at least 30 to 40 percent down.Just my opinion on the current situation.