Run your own background check and credit check in addition to public search. 

If only there was another improved alternative to Airbnb, VRBO, and Booking.com (beyond direct booking)... 

But here’s how each scenario could look from their eyes: If they see it as income:You could be liable for income tax on the $250K credit.They’ll want to know why you got $250K for “free.”If they see it as a purchase price adjustment:If properly documented, this could just reduce your cost basis in the property (not taxable).But it must be treated as a price reduction, not a side payment.The contract price would need to reflect that somehow, which your lender doesn’t allow.If you use it all for capital improvements:If you document every dollar spent on legitimate property improvements, it strengthens the argument that this was not income, but an adjustment tied to construction costs.Key Protections You Must HavePaper TrailDeposit from you to builder Addendum signed with builder Transfer from builder back to you (post-closing) 👈Document this clearly and tie it directly to a “construction credit.” 

On the balance sheet, the book value is typically what the original property was acquired for, splitting out land and improvements.

Walk the perimeter and identify what needs improvement, from overgrown shrubs to worn-out pathways.

.: Appreciate the gut checks — here’s where I’m at and a couple asks:Margins/reservesYes, underwriting includes vacancy (7%), PM (~9–10%), taxes/insurance, and reserves for repairs/CapEx.At in-place rents ($2,150/mo) the model shows ~$89/mo cash flow after debt + vacancy + reserves with DSCR ~1.32.Getting to market ($2,400/mo) materially improves cushion, but I’m not banking on it Day 1.Rate / productI have two current quotes from credit unions: 8.420% and 8.375% (30-yr amort, DSCR, 80% LTV, 5-yr prepay).If ~6.4% is realistic today on a DSCR for a 2-unit at 80% LTV, I’d love intros to those lenders. 6.42 is not realistic for a DSCR at 80% ona two unit without paying way too much in upfront interest (also called discount points) but 8.420 is also too high with a good credit AND a 5 year pre-payment penalty. 

.: May site provide this option, what are you looking for since this is a wide area search.

You can get around this by doing a reverse image search to see where they actually get the product from. 

Dont discount the power of a website to improve your sales.

Independence Summary TableMetric Value2024 Estimated Population ~121,600Median Age ~38.4 yearsMedian Household Income ~$59K–$61KMedian Home Value (2023) ~$166,400Homeownership Rate ~61%Current investment in Independence square infrastructure/redevelopment:$2 million in public streetscape planning$25 million in infrastructure improvements$10 million in public investment within the Truman Historic district$15 million in private residential redevelopment$30 million in private commercial redevelopmentOver $1 million committed to commercial façade improvements→ Grand total: Approximately $83 million in combined public and private investment