Just my two cents!

Quote from @Vikas Jain: Yes, I have already seen the buy-in, im less concerned about that part of it, but just want to make sure its legitimate (plenty of opportunities where buyin is high but it doesn't always mean the product is good, just been burned in the past by others so trying to do better due diligence this time around)Their success rate, as of now, is 100 percent.

Quote from @Jonathan Greene: Ninety percent of agents have commission breath and are useless.

A % reduction in rate doesnt always tell the full story because a 1% reduction on a loan balance of $100k wont save much, but a half percent on $600k will save a fair amount. 

Just adding my 2 cents — all of the most successful PM companies I’ve come across were also heavily into brokering properties.

Yes, several areas will still make the 1 percent and definitely the 2 percent rule.

And $40K per roof???   

Quote from @Jeb Durgin: Here's my two cents, and honestly, coming from the hard money world, most of my peers would probably tell you I'm crazy for saying this, but I think the Physician Mortgage Loan is actually the better bet for you here.Why I Lean Towards the Physician Mortgage for Your HomeYou're talking about a place to raise your family, right?

In most cases these loans will take a year for the first to foreclose then puts you at $50,000 in arrears and a distressed $300,000 property sells for 75-80 cents on the dollar so guess what happens to your 2nd ---> you are completely wiped. 

my two cents...A general  California Apartment Association form will never cover the things needed specific to your situation.