I am a beginner investor, working to secure my first small multi family in Salt Lake County, Utah and your post has brought some great knowledge out of some really great people!

Functionality:A well-sealed crawl with a rat slab, vapor barrier, and spray-foam insulation can perform just fine — especially if you keep it conditioned and accessible.

We sprayed the active areas and trenched around our foundation, and we’ve had clean termite reports for 7 years.  

If your strategy is to be really aggressive on your returns and pricing and to just spray and pray with lowball offers until you get someone to accept, and this realtor doesnt work with clients using that strategy, then you may not be the right fit for each other.

Before we poured, we sprayed oil on the plywood and form boards to make it easier to take off from the concrete. 

And instead of drywall, we spray the ceiling in a flat charcoal grey, including all the pipes, cords and ducts.

You might have a guest that gets stranded up at the cabin because the road is iced over and the county has not had a chance to salt tertiary roads yet.

The higher exemption just gives more breathing room for planning.The SALT cap being raised to $40K opens up more opportunities for trust planning and multi-entity structures in high-tax states.

They age the barrels on ships at sea and it has a very complex flavor profile that is very salted caramely to me, I only drink it when I hit milestones or goals!

Take with a grain of salt.