I love the concept of the stack method. 2 units to start and prove you can do it. 4 units next to start scaling and keep pushing from there!

I have zoning approved 21unit project consisting of 12-unit conversion in existing school buildings and 9 new construction addition where I am contemplating a pivot 8 renovated units and a ground level and yard restaurant/beer garden concept if I can secure a liquor license.

The same concept is true when analyzing 15yr vs 30yrI don't think its predatory at all but ultimately, taking out a 50 year loan does mean a lot more interest paid over life of loan and "less flexibility" refi, equity pay down etc.

I am near Pittsburgh and am interested in this concept.

"Room to negotiate" is also the wrong concept (at least in my market) - buyers are not used to negotiating, they expect to pay list price or more.

It's a win-win.I'm confident in my understanding of the basic concepts and my ability to keep numbers in check, but there is definitely some nuances I’m missing with my knowledge of the the area since I have not lived there.

Any advice, critiques, strategy, or underwriting/math concepts are always welcome.

Keep six months of reserves, avoid heavy rehabs on the first one, and let this be your proof of concept before you add value‑add plays.

Brilliant concept. 

I just keep doing what actually works—wild concept, I know.