And that, gets manipulated by politics.When money is owed on a house/home, the lender controls you.

You have trained your tenants that you can be manipulated.   

State Attorney General's Office:- Visit your state's Attorney General's website for more information.DOJ, FBI, and AG will decide that there was a manipulation, misrepresentation, misleading information over the years and have created Ponzi Scheme same as Bernie Madoff did. been around a few of these by the time the alphabet agencies get into any of this will be years from now..

How it ever got to 2% loans, was manipulation and I "know" the Fed and the government never manipulate.

Unfortunately too many operators manipulate the investment summary with unrealistic financial projections.

It is well and truly a scam, and the only "value" he delivers is in the form of teaching you to manipulate vulnerable people to act against their own best interests.

Remember that heat pumps need a back up fuel when they are unable to extract adequate heat when outside temps drop too far.  

My fear is that as work continues, we will discover more and more things that need to be fixed and I don't want the tenant to be in temp housing hoping that this will be a quick fix.Any thoughts? 

Turns out the theory was right, but the decline has been even steeper.You might be able to predict whether a future market will be better or worse than the current one, but predicting how much worse or better is nearly impossible.And don't even get me started on how sponsors could be manipulating purchase cap rate, whether intentionally or unintentionally, by reporting pro-forma caps, non tax-adjusted NOI, and so on. 

Then I'd refinance and pay off the HELOC and other temp loan (OR I'd keep the Heloc maybe (8%) depending on what the numbers land at.