I wholeheartedly agree that you should maintain your usual process and provide them with evidence of the previous balance owed.

In my opinion, balancing appreciation with cash flow is key.

Balancing urgency with proper vetting is tricky but essential.Would love to hear what others are running into—and happy to collaborate or share templates I use if helpful!

Adding this level of transparency would help balance tenant fairness with landlord due diligence

One of the things you need to consider when using an SBLOC if the value of one or more of the securities in your portfolio falls significantly, you get a "margin call" from the bank and you may have to paydown some of the balance of your line. 

The borrower was behind and refinanced with a reverse mortgage which typically gets foreclosed on upon death as most of the time the balance is larger than the property is worth.

I am a semi experienced investor, current Real Estate Agent, in school for my Appraisal License and I work full time as a Property Manager for a company as well as managing my own rental portfolio.My portfolio consists of 4 properties:1: SFH 3 bed - 2 bath - 1536 sqft - Rent: 1600 - Mortgage: 1025 - Balance: 101,000 - Value: 150,000 - Interest: 8.125% - Purchased: 04/20242: SFH 3 bed - 2 bath - 1668 sqft - Rent: 1775 - Mortgage: 1020 - Balance: 127,000 - Value: 203,000 - Interest: 3.25% - Purchased: 07/20213: SFH 3 bed - 1 bath - 864 sqft - Rent: 1125 - Mortgage: 475 - Balance: 48,000 - Value: 110,000 - Interest: 4.5% - Purchased: 06/20204: SFH 2 bed - 1 bath - 770 sqft - Rent: 925 - Mortgage: 370 - Balance: 50,000 - Value: 100,000 - Interest: 5.49 % - Purchased: 05/2019We recently had a move in flip that paid off all of our personal debt.

It sounds like youre saying that your parents own a home with a current mortgage balance of $64k, and youre asking how to take advantage of this.

Operators are expected to make measurable progress on sustainability—energy-efficient buildings, water conservation and waste reduction all while balancing cost and ROI.Big thanks to the NAA for putting on another amazing event.

Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.