That's the exact phrase I used when I saw her post and the accompanying responses.

Or phrased another way, I’m planning for 50% vacancy relative to my current rents.I think it’s better to work in numbers.

Whenever I hear the phrase "systemic changes", I listen very carefully. 

Improve the search tool - We should be able to search for phrases in quotes, etc to narrow it down.

Whenever they someone says its the worst since the Great Depression, it is hyperbole, and in all honesty, anyone who uses the phrase, their opinions should just be discounted.  

Obviously there is no magical phrase or letter that will convince someone who didnt want to sell to suddenly be interested in selling.

Yet, instead of decreasing production to match reduced sales they raised retail prices further reducing sales.It appears that America's business schools are failing miserably. .. totally and it's not just one company... hence, the phrase "for example". 

On the other hand, you won't have the right to use their 'catchy' phrase....but if you asked (or started a thread), I'm sure lots of people will help you come up with your own catchy phrase.

I'm using this phrase with my son who's working down under right now.  

@Nick Gann @Samuel Pentowski If there is one thing I've learned is that, during crises, the media/government are quick to make up phrases to describe things that aren't really there.Whether it's "weapons of mass destruction" or "flatten the curve" or "v-shaped recovery", usually, when it's all said and done, none of the seemingly expert phrases ever really depict an accurate portrayal of what's happening or will happen.