Here, the Malaysian ringgit has ranged from around 3.8 to 4.8 to the USD, averaging around 4.0 per USD for the last 10 years.If you want a great website with a wealth of information, consider Global Property Guide.

Peer Group Capital | About UsLunas Capital | About UsB&M Capital Partners | About UsCobalt Capital Holdings LLC | Our Investment StrategyJJ About – Double JHome - Majestic Vision LLCNL Property Holdings | About Usgtcapitalmgt.com/aboutMacanta Capital | About UsKNN Capital PartnersPicco Investing Solutions | About UsAbout - Belltower InvestmentsAP Initial Capital Partners | About UsIronwood Capital Investments | About UsAureus Capital Group | About UsContact — Ironshore CapitalKingdom Global Enterprises | About UsBNE Capital Investments | About US To me that sounds like someone paid for a program and used the individuals to prop up their experience by showing they have advisors.

So even though, on paper, this is "negative" cash flow; it is definitely positive cashflow on a global basis since it is cheaper than owning or renting.

No offense intended, but so many people use this term and to the uneducated, they believe someone is evading tax law or doing something shady when they hear people using the term "loophole". 

@Lucas Dickowno offense but it sounds like you need personal and local expertise for this, like an agent and/or attorney - not random Internet responses. 

All items must be kept neat and orderly.All heating vents will be kept clean and free of dust, dirt, and mildew.No noxious, offensive or foul odors are to be permitted to emanate either inside or outside the rental unit from any source, including but not limited to spoiled food, accumulated trash or debris, liquor and beverage containers, dirty laundry, sinks, toilets, bathtubs or showers.

No offense, but don't understand the point of your post - except for some, "rah-rah, you can do it!"

Your global experience since 2017 will totally spark some great chats with other investors.What’s your focus rentals, flips, or commercial?

Ask if they’ll underwrite to global cash flow with add-backs (depreciation, one-time repairs) and accept business debt staying in the company.Packaging matters: Present clean leases, Form 1007 rent schedule, current P&Ls, and a short memo explaining add-backs + why prior denials were income-based, not asset-based.Tighten DSCR: Raise rents where feasible, shift utilities (RUBS), cut non-essential spend before appraisal, and ensure the unit(s) used for comp rent are on market terms.Fallbacks: Bank-statement loans, cross-collateralizing another rental, or partial payoff to reduce the cash-out needed.I hope this helps! 

That long-term planner energy is exactly what makes great investors and even greater leaders.Your global perspective is powerful — especially with your language background and community throughout the EU.