Just clean, straightforward rehab deals where timing and structure matter.Over the years, I’ve worked closely with Twin Cities investors on everything from light cosmetic updates to full gut rehabs.

Use a HELOC or business LOC as your swing account to front earnest money, draws, and quick closings, then sweep sale proceeds to zero it so utilization stays low and your next refi underwrites clean.

Most new STR owners don’t realize how much the way a property is classified can impact their tax outcome.If you’re actively managing your rental, responding to guest messages, coordinating cleaning, setting rates, handling maintenance, and keeping things running smoothly, your STR income can be considered non-passive.

You will want appropriate securitization, appropriate hold-over consideration, and being a furnished unit brings thought of how those parts and pieces fit into things such a care, cleaning and maintenance. 

Hello everyone,After sharing a small multifamily deal analyzer here recently and receiving some helpful feedback, I’ve been working on a more advanced underwriting model for larger value-add multifamily projects and wanted to share a quick preview as I continue refining it.The goal has been to maintain a clean, user-friendly structure while allowing for more detailed, real-world analysis.

They want to know you won’t blow the rehab budget, stall out, or panic when something goes sideways.Once I had one project under my belt with clean documentation, lenders stopped questioning my ARVs and started competing for my business.A few lessons from that first deal:• Show up with a real scope of work• Know your comps better than the lender• Bring a contractor who’s licensed, insured, and organized• Present the numbers like a business, not a hopeAfter that, funding becomes a systems game instead of a confidence test.

But I’m curious what it looks like for others.What’s been your biggest pain point — guest messages, cleanings, maintenance, or something else entirely?

I also look at how “clean” the expenses are: taxes, insurance, PM, and reserves look properly accounted for here, which is important because a deal only works if nothing is hiding off-paper.A 7.5% cap with positive cash flow is respectable in this market, especially on a small multifamily.

The lease should have professionally cleaned at move out in it.

Legislators understand where the economic engine is.It also helps that the first $100 million was deployed cleanly—no waste, no drama—so the city walks back into the Capitol with real credibility.This year’s request focuses on building momentum:– Converting vacant downtown buildings into productive space– Upgrading the Belvedere and Convention Center corridor– Advancing LouMed– Improving the Waterfront Amphitheater– Building a modern regional first-responder training campus– Transforming Jefferson Memorial Forest into a meaningful outdoor destination– Expanding sports-tourism facilities that drive steady visitor trafficHousing is another major pillar.