If you’re restructuring a BRRRR deal or repositioning a flip, don’t just chase lower rates — look at how to structure the loan for stronger cash flow or faster execution.In my experience as a private money loan broker, investors who approach 2025 with a readiness mindset (updated docs, clear exit plans, access to alternative funding) are the ones who’ll capture the best deals as the market resets.Curious to hear how others are financing their pivots — are you tightening, holding, or preparing to scale?

Alternatively, if these quotes seem reasonable, let us know.Thanks in advance for any leads or advice!

That has to be better than your alternative if they say no to seller financing or your wouldn’t even be trying it right?

But definitely an alternative, thanks.

You are paying top dollar and as soon as you drive off the lot it may depreciate especially if there are brand new alternatives for sale and things still break or don't function even early on. 

At some point people realize they can't borrow their way out of debt, they need alternatives, this is an alternative that doesn't need banks and large bank fees. 

Consider alternative financing.  

The replacement costs for some properties far exceed their sales prices and in comparison to similar homes in alternative coastal locations - the price and value differential is often dramatic. 

If you’re ever curious about alternative ways to build a portfolio outside of traditional MLS deals, feel free to reach out — there’s a lot of opportunity in overlooked spaces.

Alternatively find the previous owner and try to get  permission to access from them.