Also, in a world driven by conglomerates and private equity the idea he is going to create anything of value in his garage(your garage since the likelihood of him owning a home without family help is slim) , like a Model-T, are highly unlikely or out right restricted by the government as our world today is also over regulated or over licensed.

Mortgages are securitized and bought and sold and are not guaranteed like a 10yr T-bill, so they will fluctuate with the 10yr and are typically 1-2% higher.Why are my assumptions flawed? 

We always dot our I's, cross our T's, and have the proper documentation.

I do t have long term experience with them yet but They have a good track record and seem to really have it together from my experience.

Look for proximity to Tier 1 providers (AT&T, Lumen, Verizon).Map out “dark fiber routes” — some counties and old industrial parks are sitting right on them.Location EconomicsLow energy cost = higher margins.Best states (so far): Texas, Georgia, Alabama, Ohio, Utah, and Missouri.Bonus: tax incentives in data-center-friendly states like Virginia or Nevada.Design & ConversionFocus on “powered shells”: basic infrastructure (cooling, power, racks).Partner with small hosting providers or mining companies to lease in bulk.Financing OptionsSBA 504 loans (only ~10% down if you own the operating company).DSCR or asset-based financing once the first lease is in place.Incentives: some states give credits for energy-efficient retrofits or tech infrastructure.📈 The Business Model (in simple terms)Phase 1: Buy an older warehouse <$1M.Phase 2: Invest ~$150k–$250k in power upgrades, HVAC, and security.Phase 3: Lease out racks or entire rooms to tech tenants.Phase 4: Refinance at the new appraised value (cap rate compression = wealth).Done right, a single small facility can net $40k–$70k/month, while the property value triples.🧭 My Next StepI’m currently analyzing a few markets (Dallas–Fort Worth, Huntsville AL, and Columbus OH) and talking to brokers about properties under $1M that already have decent power access.I’d love to hear from anyone who has:Invested in industrial-to-data-center conversionsWorked with colocation or mining tenantsExperience with utility upgrades or zoning for high-power facilitiesQuestion for the community:If you were starting from scratch in this space — what would you focus on first?

Being willing to sign a personal guarantee and having a ton of equity to leverage would seem to be sufficient S-I-T-G to me, but cannot find any lenders offering HELOC's on investment properties.And as for 100/100 financing...

How much equity do I need to achieve that income from investments.Right now, I find the answer t (1) is my current income plus 20k per year (to cover benefits e.g., health insurance, currently covered by my W2 plus 10% as a buffer.I think real estate can give about 5-6% cash flow when paid off before appreciation, so this is about 3M in today's money.   

Even keep some in stock, bonds and t-bills in a low fee index fund (that is boarderline sacrelidge on this site but since you already have a good nest egg good to stay diverse)2.

When you're doing your due diligence did you get from them the T-12 so you could see what they were paying for insurance? 

I have done a few flips in the last year, I heard about flip secrets, I don`t need thy`re course or mentorship really.