That being said, the ability to use depreciation from a cost seg study to offset W-2 income hinges on either you or your spouse qualifying as a real estate professional (REPS), which you mentioned.

This is really common for newer investors and can make or break your ability to close.Also keep in mind that most investment lenders factor in experience.

But the B class duplex properties in my area (Springfield MO) are priced so they don't cash flow before they're paid off. in other words I have to cover $300-600/month for about 5 years (on a $250K+ properties).The reason I can pay off in 5 years is I have ability to pay large amounts against principal every month (from my regular job income), but I only have 82K for a down payment.Once it's paid off, the property would produce almost 1000$ net cash flow.Are these good numbers or do I need to do things differently?

Track the numbers and improve one element each week.

The ability to clone last month's transactions with revisions as needed.

Did you see a noticeable return through higher occupancy, better reviews, or the ability to charge a premium?

But I can say 100% this attorney has sent me a bill and has refused to answer my question which was me asking if the process was completed.

These two elements often get overlooked in the excitement of deal-making, but they play a critical role in the long-term success and sustainability of your investment journey.A well-thought-out tax strategy helps ensure you're maximizing all available deductions, utilizing the most favorable tax structures, and ultimately keeping more of your hard-earned income.

I’ve been digging into it lately as my Real Estate Team I am partnered with has multiple multifamily projects for MLI Select — the ability to access higher LTV ratios (up to 95%), amortizations up to 50 years, and better debt coverage flexibility sounds like a serious game-changer for investors focused on affordability, energy efficiency, or accessibility.Curious to hear —Have you or your clients gone through the MLI Select process?

They just want to ensure you can make the payments.Your DCR should measure financial resilience — the property’s ability to pay everything and still leave you with a profit.Savvy investors underwrite for a minimum 1.25–1.30 real-world DCR after including all the expenses above.