Now, all I want is to get out of this business as soon as I can.Thanks for reading.See if you could divide the units into condos and sell the other unit  

And that divide has gotten to be of epic size.

Take the comps and divide by 4. 

Your LTC is the purchase price of the collateral divided by the loan amount. the LTV is the value of the collateral divided by the debt outstanding.

Blackstone’s non-traded REIT now owns about half of all the real estate within that sector, according to NAREIT.Setting a priceRAD sets its share price by tallying its net asset value — the total appraised value of its real estate and other assets, minus any money it owes or other liabilities — and dividing that figure by the number of shares it has outstanding, according to the circular.The last time it publicly broke down its share-price calculation was on Sept. 30, when the stock was selling at $18.52: a net asset value of $27.3 million divided by 1.47 million shares.RAD’s properties are appraised, in part, based on the income they generate as rentals, according to the circular.But some of the rents in the document’s inventory of RAD’s holdings appear to be overstated, in light of the buildings’ conditions, as characterized by L&I.

There is a bit of a divide on the feelings around here with STRs, as many long term rentals are being converted to STRs and the area is loosing some workforce housing.  

For ROI, take your annual cash flow and divide it by your total cash invested.

Divide by 25 acres plus the land cost

The first alone in your example is at a 94% LTV Loan To Value ($375,000 1st divided by $400,000 value) and the wrap mortgage is underwater at 101% LTV ($405,000 divided by $400,000 value). 

If I divide this bill by four units, each tenant would pay $46.03.