Quote from @Sam German: Everything I've read says that most mortgages have a due-on-sale clause or something else that prevents Sub-to from being an option.

Anyone else find that "odd"?

Now, you can conceivably sell for more than you bought the shares for--if everyone else in the market is pretty sure that selling is a bad idea (that's why they want to pay you more than you paid for that sliver of the ownership).

If they de-prioritize the account in search results because of the cancelations, that could potentially tank the listings of all the other owners using the same PM.It's a mess.

The ones who spent the last 10+ years manufacturing this mess. 

I understand it’s a huge risk of violating local, state and federal laws to save $100 or $200/mo but how else will you learn what’s illegal.

Hell, everyone else is doing it.But my question to the community today has to do with e-bikes and bicycles.

I wonder about back taxes, violation fines, are there anything else I should be looking for?

It also has more risk — bad contractors, market shifts, appraisal surprises — which can mess with your timeline or returns.If you want smoother cash flow and less headache, just doing fix-and-rent with clean, turnkey properties (or light rehab) might be the better route.

I don't use them for anything else except credit report.