Your challenge is prioritising every aspect of your life, redistributing your assets to achieve your vision.

You invested in a property you choose not to prioritise and you should sell before you repeat your mistakes.

Adjust your life style, prioritise saving and work toward that goal.

but...I heard from real estate owners that u take it seriously and notify them straight away with a late fee penalty, let them know ur serious coz ur not a bank otherwise u will be last on the list if ur soft and lenient, they will prioritise u down the list during hardship...this is the stance I wud take also when I come to that part...

Don't waste too much energy working for future generations, best to prioritise your own existence.

If you prioritise charity then you are opting to spend additional money on taxes.Keep searching for deductions but the reality is that paying taxes means you are making more money, that is a good sign not a bad sign.

Banks, finance companies, loan sharks all maintain the same business policies for a reason.Expenses are expenses and I train my tenants to prioritise their expenses understanding that paying their rent in full and on time is their most important priority, all other bills can wait since I provide the most important item in their life.