Airy as well, and recently have been doing some normal maintenance/replaces on my home such as brick pointing, new wrought iron railings, new steps and patio. 

I am trying to help my elderly Father-in-law with a project on one of his homes in West Sacramento area.He is wanting to replace an old picket fence with wrought iron.   

Part of the agreement is installing a wrought iron fence around the property (roughly 257ft linear).

High interest rates of the early 80s and Savings and Loan crisis which spawned resolution trust .  2.  1989 regional to mainly CA  was earth quake and war    3. 1999 Dot com bubble which hit N.

However, even with retrofits, the house could still suffer serious damage; from what I understand, even a retrofitted home could still be fairly likely to suffer damage so severe that the home would need to be condemned after a quake (again, I'm not an expert on this, that's just my understanding after reading a few articles).From what I've read, the experts say there's about a 43% chance of a magnitude 7 or greater quake in/around SLC in the next 50 years (for context, a 7+ quake would be devastating; they say 80-85% of homes would have moderate to severe damage, with the older brick homes in areas like Sugarhouse/U of U/ Aves experiencing about 70-100% structure loss).  

I think earth quake insurance in the Bay area is fairly rare. 

So if you buy it to rent, then will you find someone who is working and able to pay monthly. this is a big problem in PR. as far as natural disasters, there are summer storms (hurricanes) and right now we are dealing with earth quakes in Southern PR near the Ponce area.

That said...go ahead and add the cost of a nice wrought iron fence and sliding gates on the front end.

Anecdotally I lived in one in Aptos and they hated me because of being "working class " when the loma prieta quake hit in '89 I ran around for 2 days safing off gas and electrical.While they cowered and cried.

@Ramon Flores The one thing that makes all lenders quake and quiver in their boots is borrower default.