My budget is around $400K, and I’m looking for subject-to's or seller finance since I likely won’t qualify for traditional financing.I’m looking for a single-family property, am also open to multifamily, and my plan would be to rent out a room or buy somewhere with the potential to add an ADU/casita.

Hello Noa,Structures and tactics will likely depend on your local market, property type, demand/interest for the subject property, etc.That said, for residential Real Estate deals in New York, we've had success with:- Escalation Clauses- Shorter loan commitment date deadlines- Waiving contingencies (i.e. inspection, financing, etc.)

As long as it took to get a title report using Subject To.

If this is in keeping with your asset allocation structure and you are heavier in the market than your plan outlines I think RE can be an excellent bond type fund component.

I really enjoy construction, but a few months ago I started exploring real estate because I want to invest my time and money into something that offers the potential for passive income.I’ve done a lot of research, and the strategies that interest me most are Subject-To, Seller Financing, and the BRRRR Method.

(Not good) but they don't care about anything else besides the subject. but if rocket had let's say a .5% or better rate I would definitely try and push the borrower in that direction for a few extra questions.

Bottom line - best to pay your taxes and not have your inheritance subjected to all of this, right?

Also, if the SDIRA invests in a property with a mortgage or other debt, you may be subject to Unrelated Business Income Tax, and that tax rate can go as high as 37%.

(Other states may differ) Since you got an attorney involved, I have to guess you responded in the 21 days outlined in the complaint.

Owner Financing Offer ( What you are showing them )Sale Price: $350,000Down payment: $20,000Seller-financed note: $330,000 @ 3% for 30 yearsBalloon payoff: Year 8Day 1:$20,000 (immediate cash)Monthly Payments:$1,392.97 × 96 months = $133,725 received over 8 yearsInterest portion ≈ $71,150 profitPrincipal = $62,575Balloon Payment (Year 8):Remaining balance ≈ $267,425Total cash to seller : $421,150 Net after estimated seller costs and capital gains: closing cost estimate: $5200 and cap gains: $35,787  Seller nets : $380,163Caveat:  This is also assuming he isn't trying to 1031 the subject property.Say you successfully build rapport and identify why seller is selling and say they all align, here is how I would frame it exactly:" if you sell the traditional way, you walk away with about $350k once the agent, closing costs and taxes are done and on the lender's timeline.