My question is, should I focus on paying off my debt which is credit cards and a car loan roughly about $20,000 in total and go to the closing table with no debt with enough for closing cost and a little bit in reserves or should I focus on saving more for closing costs and reserves and go to the closing table with more cash in the bank account?

They have no idea what a reno cost is, how to come up with an ARV or how to table up a deal. 

It’s worth getting a quote from a DSCR-focused lender who handles these deal sizes regularly.

You should also spend extra for durability when it comes to couches, tables, bed frames, and mattresses etc. 

Friends and family have a place, but I like them at the dinner table rather than mandating they help me with rehabs.  

Looking to do a loan size of $300,000-$600,000 C) I am interested in purchasing a 5-15 unit building. 

I used to know someone who owned a couple care facilities in that area, but they were not the size of a house.Then, would it require remodeling to the point of needing structural changes that would no longer make it a home but rather more like a business structure?

A lot of this, again, will depend on your team size and workflow and process.

He comes to the table with $70k. 

I'd be happy to jump on a call or text anytime you are available and discuss a strategy, run some scenarios, or take a look at potential properties that come across your table!