Geez, lady, I can't control the wildlife.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Since you already had the initial credit pull, additional pulls will be essentially freebies and not harm your credit (if you do them soon). 

Brett Harms (Brightway Insurance)

Any confrontation should be avoided as it will likely harm your case, not hers. 

No harm in that.I paid off a bunch but the lowest rate was 6%+ and they were seller-financed or commercial,  representing more pain and risk than what you most likely have.Last consideration is if you have a small balance loan but are running into conventional loan limits of 4 or 10. 

But that’s an emotional response and will do more harm than good.

I know this is out there a bit, but don't I have the right as the owner to enter my own property without fear of physical harm?

Certainly no harm in asking-- Jim Stardust,--This sounds like a fantastic resource.

@Nathan Killebrew If there is no enemy within, the enemy outside can do us no harm