Set your goal on using your personal credit and cash. 

I do not know how others do underwriting, but my underwriting includes sustained PITI, maintenance/cap ex, vacancy, PM , bookkeeping/tax person, asset protection, and miscellaneous.  

Holding any asset in an entity as opposed to personally MAY limit potential liability solely to that entity and not expose other personal assets.  

I bought my first rental in my personal name because I got a great rate from my credit union.

If you’re in the Boston area and could use a reliable personal assistant to support you with property management, operations, or general tasks, I’d love to connect and help however I can.Thanks for reading!

Both Cleveland and Columbus can fit your budget, but I’d personally lean toward Columbus if your goal is long-term cash flow and appreciation.

Week of October 20, 2025Even with the government shutdown delaying some reports, this week’s inflation and housing data brought some encouraging news!

You don’t have to go into personal details — just keep it simple:“I’ve been appointed by the county probate court as conservator for [Mother’s Name].

Go up on your price if you need to do it to stay competitive.If I remember right one of the leaders (like the President) of one of the largest wholesalers lost his job by either filing memos or encouraging his franchisees to do it. 

This provides a solid incentive to encourage payment.