I see it a lot, a heck of a lot, policies being made ACV with policy holders having no clue what RCV is, or the difference. 

I'm currently a Georgia license holder and just need to take the Texas state portion of the exam.  

Their claims include:Mold and old food around stoveMold on wallsBlood stains, dead insects, dust throughoutDirty stove/microwave, bathroom unsanitaryWindows unclean with missing/damaged screensGeneral filth, unswept floorsShowerhead replacement neededThey are demanding deep cleaning, mold remediation, replacement of window screens, painting, etc. and state they will withhold rent until this is completed.

Quote from @Mike Dymski: Going through the disposal grinds up any food from the dishwasher...and prevents clogged sink backflow into the dishwasher. 

I recently learned about “partial note sales,” where note holders sell a portion of their payments for upfront cash but keep the rest later.It sounds like a flexible option for both liquidity and long-term gain.Anyone here structured or purchased a partial?

All items must be kept neat and orderly.All heating vents will be kept clean and free of dust, dirt, and mildew.No noxious, offensive or foul odors are to be permitted to emanate either inside or outside the rental unit from any source, including but not limited to spoiled food, accumulated trash or debris, liquor and beverage containers, dirty laundry, sinks, toilets, bathtubs or showers.

@Jerry Shank,Welcome to the BP community.Having your sights set on REI at anytime I believe is a food plan to build wealth. 

We keep it casual — real conversations, real people, and plenty of food and drinks.

Problem is they would also have to live here, pay rent, buy food and health care..

An umbrella insurance policy is generally the better financial choice for most small portfolio holders.