As most have already said, you could simplify it by offering a  gift card to her favorite store, dinner, or something personal if that feels more natural between friends.I would also encourage getting professional photos done  while you use them for your listing, she can use them to kick start her side hustle interior design business!

Sponsors, even well-meaning ones, may be naturally incentivized to frame decisions in a way that supports their continued management and recapitalization efforts.

You won’t really know which lender is best unless you either reach out to several lenders or consult someone who naturally understands the market.

I came in here tonight, so ready to lash out—until I saw a move-out survey.

.* Wanting a connection to your market is totally natural, but don’t let it paralyze your momentum.

Just when I think I’ve nailed the "look," feedback comes in that it felt too cold, too trendy, or just… not quite right.I’ve been leaning into warmer tones and natural materials lately—trying to create homes that feel inviting and grounded.

Natural gas has no natural smell. 

I am concerned about the increasing insurance costs and natural disasters, and I am curious to know if the numbers could still work to cashflow on something at a $350K to $500K price point with today's interest rates.I would even consider going further inland to Ocala, but I am not a big fan of Orlando/Central Florida. 

I agree with Steve and Ken, without knowing the nature of the relationship/contract, it's difficult to advise.

A 10% rate for a hard money loan (HML) is actually very reasonable when you understand the nature of the risk and structure involved.