Instead of reaching out randomly, set specific days and times to follow up, which can help reduce your anxiety about pestering them.

Then ask for specific wins tied to your risk profile: lower points, faster draws with photo milestones, reduced rehab holdbacks, or a rate drop on repeat deals.

If a contractor fails you: pause work, document defects, consult your contract/legal rights — and prepare how you’ll finish the job (either switch contractors or reduce scope).Use this story as a guide of “how to recover” (not just avoid mistakes).

The second way to reduce costs is monthly mortgage payments.

While having principal paydown does reduce cash flow, you do get equity growth.

When a manager fails to deduct legitimate damage costs, that money comes straight from the owner's pocket.Final ThoughtsA skilled property manager brings stability, consistency, and profitability while freeing up your time and reducing risk.

If you take it to the extreme I’d like to see an interest only loan option that had a competitive interest rate, I mean I do like principle pay down, but I like cash flow better, and in the end equity gain is where the really money is, so any tool that would allow me to use more leverage and reduce risk by increasing liquidity is better for me. 

Reduce what you are investing, stocking away for a brief time.

With rentals, you have opportunities like depreciation, deductible expenses, and passive loss offsets that could help reduce your taxes while building equity.

You can reduce the points and increase the rate if you feel the cash to close is "high".