The upstairs (~1000 sq ft) is heated by 3 electric baseboard heaters and has been at a pleasant temperature at all times of day.The plan for the downstairs ADU (also ~1000 sq ft) was to do a combination of baseboard heaters and the existing system, however the existing system is not working and my contractor says was not installed properly.

@Vince Rodriguez thanks.Have you noticed the amazon warehouse have any positive impact on the economy in Bakersfield?

How do you account for a cold front in February with temperatures below zero for 2 weeks? 

Have water, fire, moisture, temperature, motion sensors, voice interaction with customers, throughout the systems.  

Sheriff won't evict if it is below that temperature.  

The average lead temperature is "warm" for direct mail and it takes about 40 leads to convert one into a deal, so it is not worth your time to do direct mail unless you can commit to at least 4,000 mailers per month.

@Bin Chen I am not an HVAC professional, but in my experience every thermostat in my properties will heat the property to the set temperature.

All of them base the loan on a decent credit score and the cash-flow of the Rental to cover the mortgage,  As these are hedge funds or commercial lenders they price well UNDER hard money and will do loans for a LLC or a Foreign national.Expect rates between 6% - 7.5% LTV's between 60-80%  ( Score driven) DSCR expectations of 1.20X -  1.30X30 year Amortization with 5 or 7 year AdjustPrepays 3-5 years Declining or Yield maintenance.Velocity used to also do Office and Warehouse and Multifamily under similar terms....Retail LTV 's are lower for most of these as Retail is a loosing proposition.Email me for specifics... 

Investment Type: Free standing retail, office/warehouse, high end condos, high yield private mortgage loans, a few land flips and a couple of development deals2.

(two knobs... one to choose oven or broiler and the other to set temperature) I was charged $50 for the service visit and I sent it to the property manager to have the tenant pay.The next day the tenant calls and says the oven burned the top of their food and obviously the oven does not work correctly.