Most of my experience lies in the longterm rental property world, but we just picked up a short-term rental in Vermont and are going through the process of getting it ready to go.The property cost about $415k, and my insurance quote for homeowners + liability was about $4k, which seemed high to me.Obviously insurance quotes vary greatly by policy, but wanted to get a sense as to what others were paying and what provider they used.I am used to long-term rental policies, which seem to be less expensive.Thanks in advance!

My plan for dealing with the issue that you are facing is that I have strict criteria that I am use when reviewing candidates.

Some tricks I am using are: use online payment software since they're tech-savvy and they want to do everything from their phones; Offer fitness services since they look for good amenities; Allow pets.

If I am using a hard money lender I will be using "All Cash" but the Calc Does not offer an option for points if you pay cash, ONLY if you are financing.2.

I am using this time to learn about multifamily investing and take advantage of the opportunities that this current climate will bring in the coming years, similar to past recessions.

unfortunately I am using them right.

My guests are coming for the same type of things, tons of activities, national parks, amusement parks etc in my market that they are coming to.  

I am using cozy services for last 3 years and been loving it. 5-7 days for transfer of payment but it's seem less and works.

I currently am using carrot.

It always amuses me when people show data back to 1850 and try to make a decision based on that.I'd talk to a Realtor or investor in the area and type of properties you're interested in and see what historical data they have.