But I was a music major so take that with a grain of salt... 

I am using it as a wild savings account that I will pull from from time to time to buy more real estate, though I won’t completely liquidate all my crypto, ever.

I am using Azure Tide Real Estate course for the Florida exam. 

If I am using a hard money lender I will be using "All Cash" but the Calc Does not offer an option for points if you pay cash, ONLY if you are financing.2.

unfortunately I am using them right.

Here in Orange County in the coastal areas, and by the larger amusement/theme parks, many people buy homes for Vacation Rentals.

Here's the reason I love this area, and why we relocated here when the market crashed.Southern California:Strong, broad based economyPerfect year round weatherStrong property valuesHigh demandSome of the best universities, colleges, medical facilities, sports teams, recreation, amusements, beaches, shopping, etc. available anywhereGood property appreciationVacation rentals often provide strong cash flow, and demand top rental amountsQualified renters, buyers, etc. 

It always amuses me when people show data back to 1850 and try to make a decision based on that.I'd talk to a Realtor or investor in the area and type of properties you're interested in and see what historical data they have.

"I am using Remote Key Handoff.

(I hope.)That is the strategy that I am using, and while I am currently looking for opportunities, I am also mindful that I do not need to rush into a bad deal, as there will hopefully be many other opportunities soon.